Senior Product Manager-Personal Loan
Actively Reviewing the ApplicationsIDFC FIRST Bank
4–8 years
Posted 2 days ago
•
Apply by June 11, 2026
Job Description
Job Requirements
About the Role
Senior Product Manager – Personal Loan will be responsible for scaling the Personal Loan lending business by implementing strategies to expand products, channels, customer segments, and overall reach. This role involves building high-performing teams, designing efficient systems and processes, and fostering a customer-centric culture. The incumbent will collaborate closely with cross-functional teams including Product, Operations, Sales, IT, Credit, and BIU to deliver cost-effective and technology-driven banking solutions, ensuring IDFC FIRST Bank becomes the preferred financial partner for customers.
Key Responsibilities
Primary Responsibilities
About the Role
Senior Product Manager – Personal Loan will be responsible for scaling the Personal Loan lending business by implementing strategies to expand products, channels, customer segments, and overall reach. This role involves building high-performing teams, designing efficient systems and processes, and fostering a customer-centric culture. The incumbent will collaborate closely with cross-functional teams including Product, Operations, Sales, IT, Credit, and BIU to deliver cost-effective and technology-driven banking solutions, ensuring IDFC FIRST Bank becomes the preferred financial partner for customers.
Key Responsibilities
Primary Responsibilities
- Guide the distribution strategy for Personal Loans to achieve volume scale-up as per defined targets.
- Build and nurture strategic partnerships with dealers and channel/product partners to expand portfolio reach.
- Monitor portfolio performance and quality; provide recommendations for course correction to Product and Sales teams.
- Support the Product team in developing differentiated offerings, resulting in business growth and profitability
- Work with the Business Analytics team to identify cross-sell opportunities and customer insights.
- Liaise and collaborate with cross-functional stakeholders for Business related closures, including Finance, Marketing, HR, Analytics, Legal, Operations, Credit, Compliance, Audit.
- Graduate – Any
- Post Graduation - MBA/PGDM preferred
- Minimum 4-5 years of relevant experience in product management, preferably in retail lending or personal loans
- Strong strategic thinking and execution capabilities
- Deep understanding of personal loan products and customer behavior
- Excellent stakeholder management and cross-functional collaboration
- Experience in strategic product development and process optimization
- Customer-centric mindset with a focus on innovation and service excellence
Required Skills
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