Finance Manager

About Us

Kristal.AI is a global, digital-first private wealth platform providing comprehensive and no-frills wealth management solutions for the entire spectrum ranging from sophisticated high net worth individuals to first-time investors. We are powered by an unparalleled combination of advanced algorithms and investment professionals. We offer our team members strong prospects for learning, growth, and career development while fostering a culture of camaraderie, ownership, and accountability.

Position Overview

We are seeking an experienced Finance Manager with 5-7 years of progressive accounting experience to lead critical finance and accounting functions across our organization. This role is ideal for a Chartered Accountant (CA) or MBA Finance professional who has thrived in a fast-paced startup environment and demonstrated the ability to own complex accounting challenges from initiation to resolution.

Key Responsibilities

Core Accounting & Financial Management

• Books of Accounts & Statutory Compliance: Lead full cycle accounting operations including month-end/quarter-end/year-end close activities, ensuring accuracy and timeliness
• Audit Coordination: Manage relationships with external and internal auditors; prepare schedules, reconciliations, and supporting documentation; resolve audit observations independently
• Revenue Recognition & Computation: Own revenue computation across different product lines and jurisdictions; ensure compliance with applicable accounting standards (IFRS/Ind-AS); evaluate new product revenue models and streamline calculations
• Tax Compliance & Planning: Drive tax compliance across multiple jurisdictions; coordinate with tax advisors; identify tax optimization opportunities and implement strategies
• Accounts Receivable & Payable Management: Oversee AR aging, collections strategy, and invoice management; manage AP workflows and payment schedules; ensure timely and accurate reconciliations
• Journal Entries & Reconciliations: Prepare, review, and approve complex journal entries including revenue, deferred revenue, and intercompany transactions; maintain complete reconciliation schedules

Leadership & Process Ownership

• Issue Resolution & Closure: Proactively identify accounting discrepancies, outstanding items, and process gaps; drive issues to closure with accountability and without escalation dependency
• Process Development & Improvement: Document, formalize, and continuously improve accounting processes and internal controls; implement controls to strengthen compliance and reduce errors
• Team Leadership: Manage and mentor accounting team members; assign responsibilities based on individual strengths; foster development opportunities and accountability
• Stakeholder Management: Liaise effectively with internal departments (Operations, Product, Legal) and external partners (auditors, fund houses, regulators); manage expectations and communicate financial insights clearly

Revenue, Collections & Reporting

• Revenue Analytics & Forecasting: Provide revenue forecasting, leakage analysis, and variance reporting to management; identify revenue trends and anomalies
• Collections Management: Drive revenue and partner payment collections; monitor outstanding amounts; implement follow-up mechanisms to minimize delays
• Data Visualization & Insights: Create dashboards and reports for management consumption; translate complex financial data into actionable insights
• Month-End Reporting: Prepare comprehensive monthly close reports including revenue reconciliations, deferred revenue schedules, and balance sheet analysis

Required Qualifications & Experience

Experience:

• 5-7 years of progressive experience in Accounting, Controllership, Tax, Audit, or Book Close
• Proven experience with revenue computations and financial close processes
• Startup experience highly preferred - comfortable with ambiguity, multi-tasking, and wearing multiple hats

Professional Credentials:

• Chartered Accountant (CA) OR MBA Finance (or equivalent professional qualification)

Core Competencies:

• Strategic Accounting: Deep understanding of accounting principles (IFRS/Ind-AS), tax regulations, and audit requirements
• Leadership & Ownership: Ability to take complete ownership of complex projects; drive issues to closure without management dependency; comfortable making independent decisions
• Technical Expertise: Advanced proficiency in Excel
• Analytical Rigor: Strong analytical and problem-solving skills; comfortable working with large datasets and identifying patterns/anomalies
• Communication: Clear written and verbal communication; ability to explain complex accounting concepts to non-finance stakeholders

Preferred Skills:

• Experience with multi-entity or multi-jurisdiction accounting
• Knowledge of wealth management, fintech, or financial services sector
• Experience implementing financial controls and process automation
• Familiarity with statutory compliance across multiple geographies

Key Attributes

• Self-motivated and hands-on: Takes initiative; comfortable with operational execution
• Detail-oriented: Delivers high-quality work with zero errors in financial data
• Problem solver: Views obstacles as opportunities; resilient and solution-focused
• Startup mentality: Thrives in fast-paced environments with changing priorities; adaptable and flexible
• Accountable: Owns commitments; follows through to completion; communicates proactively on blockers

Why Join Us?

• Opportunity to build and scale accounting function for a fintech market leader
• Direct impact on company growth and financial health
• Strong learning and career development prospects
• Culture of ownership and accountability with clear growth pathway to Finance Manager/Controller roles
• Competitive compensation and benefits package