Property Underwriter

Company Description SecureNow Insurance Broker is a tech-enabled, full-service insurance broking firm focused on distributing pure-risk, commercial insurance solutions to small and medium enterprises that often lack access to quality coverage. By leveraging advanced technology, SecureNow delivers sustainable distribution of commercial insurances along with strong claims support and service excellence. The company has served over 24,000 clients and continues to grow rapidly, reflecting its market impact and trust. SecureNow has received multiple peer-reviewed industry recognitions, including top-three Asian Broker rankings and awards for claim innovation and fintech excellence. The firm also offers Insuropedia, a comprehensive insurance knowledge repository, and digital tools such as mobile and web applications to simplify insurance purchase, policy access, and claims.
Role Description This is a full-time, on-site Property Underwriter role based in Gurugram. The Property Underwriter will assess and underwrite commercial property risks for small and medium enterprises, reviewing proposals, documentation, and risk profiles to determine appropriate coverage terms, premiums, and conditions. The role includes analyzing risk data, coordinating with internal teams and insurers, preparing quotations, and ensuring adherence to underwriting guidelines and regulatory requirements. The individual will support property claims handling by reviewing claim information, verifying coverage, and collaborating with claims teams to facilitate fair and timely settlement. Day-to-day responsibilities also involve maintaining accurate records, contributing to portfolio performance, providing clear communication to clients and stakeholders, and supporting process improvements driven by SecureNow’s technology-enabled workflows.
Qualifications

• Candidates should possess strong Analytical Skills to evaluate property risks, interpret data, and make sound underwriting decisions.
• Candidates should possess clear and professional Communication skills to interact with clients, insurers, and internal teams, and to document underwriting decisions.
• Candidates should possess solid Insurance and Underwriting skills, with knowledge of commercial property products, policy wordings, and regulatory guidelines.
• Candidates should possess understanding of Property Claims processes to support claim assessment, coverage verification, and resolution.
• Relevant bachelor’s degree in finance, insurance, business, or a related field; professional insurance certifications are an advantage.
• Experience in property or commercial lines underwriting within an insurance broker or insurer environment is preferred.
• Ability to work with technology-driven tools, maintain accuracy under deadlines, and collaborate effectively in a fast-paced setting.