Hub Credit Manager - Cross Sell

Job Role

Responsible for underwriting of Cross Sell products.

Manage credit quality and control delinquencies.

Understand credit policy and processes as well as credit environment in the city / branch.

Ensuring 100% screening of new applications.

Ensuring appropriate work allocation.

Responsible for updating and maintain sound Market intelligence of Consumer Durable business.

Investigation on pre-acquisition fraud's Managing Weekly and Monthly MIS and Trackers.

Assessing training needs to accelerate his team’s performance.

Frequent check on feedback going to business.

Monitor and enforce approval rate and TAT as per prescribed standards.

Co-ordination with Business team for resolving queries.

Sharing of best practices and trend for respective locations.

Managing manpower requirements on timely basis.

Key Responsibilities

Fraud detection and prevention.

Credit Management.

Decision making and capability of exception processing.

Workflow understanding and good time-motion study abilities.

Team Management