Commercial Credit Analyst

Magnit Direct Sourcing on behalf of Toyota is currently hiring a Commercial Credit Analyst for a temporary assignment in Plano, TX

This is a 6 month contract. The pay range for this role is between $37-50/Hr. Benefits: Medical, Dental, Vision, 401K.

Who We Are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to Dream. Do. Grow. with us.

What We’re Looking For

Toyota Financial Savings Bank (TFSB) is looking for a detail-oriented and data-driven Commercial Credit Analyst to join our Commercial Risk team.

This Role Is Responsible For

• Supporting the underwriting of new loans and renewals
• Portfolio management responsibilities including the monitoring and tracking of the Bank’s commercial loan portfolio
• Portfolio analytics responsibilities including the update and tracking of multiple monthly reports
  
  

What You’ll Be Doing

• Review and approval of Real Estate Appraisals and interaction with internal and external attorneys and/or appraisers to determine the adequacy and acceptability of appraisals
• Review and approval of Environmental Site Assessments and interaction with internal and external attorneys and/or environmental service providers to determine the adequacy and acceptability of Environmental Site Assessments
• Monitor the Bank’s portfolio including tracking compliance of reporting and financial covenants, maintaining the Bank’s online credit files, and preparing annual reviews of the TFSB non-floorplan portfolio
• Analyze, compile, and monitor multiple reports and trackers including originations, maturities, overlines, watch accounts, and exceptions in order to adequately manage various aspects of the commercial portfolio and provide necessary presentations to Senior Leadership
  
  

Qualifications / What You Bring (Must Haves)

Highlight Top 3–5 Skills

• Bachelor’s degree or higher in Business, Finance, Accounting, Economics
• 1–2 years’ experience in analytical roles
• Demonstrated experience in SQL
• Experience with data visualization tools like Tableau and Power BI
• Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results
• Ability to interpret complex data, identify trends, and evaluate potential risks
• Proficiency in Microsoft Office (Word, Excel, PowerPoint)
• Basic understanding of credit risk concepts
  
  

Added Bonus If You Have (Preferred)

• Master’s degree in Business, Finance, Accounting, Economics
• Auto Finance or Banking experience
• Certification in Tableau or Power BI
  
  

Talented, dedicated people are an integral part of our mission to build the best workforce, working together to create the future of mobility and make the world a better place. We are always on the lookout for diverse, driven, and collaborative talent interested in performing contract work for Toyota.

Click here to join our talent network and be the first in line when a new contingent job opportunity opens at Toyota through Magnit Direct Sourcing.

Magnit is an equal opportunity employer, and all applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status.

Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Los Angeles Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness, meet client expectations, standards, and accompanying requirements, and safeguard business operations and company reputation.

QUALIFICATION/LICENSURE

Work Authorization : Green Card, US Citizen

Preferred years of experience : years

Travel required : No travel required