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Aditya Birla Capital

Branch Manager - Gold Loans - Noida

Actively Reviewing

Aditya Birla Capital

Uttar Pradesh Full-Time 4–8 yrs exp Posted 1 week ago  · Apply by Sep 3, 2026
Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Business Growth & Acquisition

  • Achieve targets for new CUID creation.
  • Drive new customer disbursements as per percentile role benchmarks.
  • Ensure net growth and tonnage growth in line with branch plan.

Yield & Profitability Management

  • Achieve onboarding yield benchmarks
  • Drive optimal ticket size, renewal mix, and repeat customer engagement.
  • Ensure cost-efficient branch operations.

Portfolio Quality & Risk Management

  • Maintain auction-to-book ratio
  • Ensure strict adherence to LTV, documentation quality, and purity testing protocols.
  • Resolve spurious and bentex cases within defined timelines

Collections & Delinquency Management

  • Deliver resolution for 0–30 DPD bucket.
  • Monitor overdue accounts and perform timely follow-up.
  • Support recovery actions as per internal guidelines.

Compliance, Audit & Governance

  • Achieve audit score as defined, ensure closure of audit findings.
  • Maintain zero-tolerance on operational deviations and regulatory breaches.
  • Ensure accuracy in process, record keeping, and vault management.

Customer Service & Branch Experience

  • Ensure high service quality, fast turnaround time, and seamless grievance resolution.
  • Maintain branch hygiene, safety, and security standards.

People Leadership & Productivity

  • Lead ABM, Gold Valuer, GLO, and CSE for daily performance.
  • Conduct coaching, on-the-job training, and reviews.
  • Ensure manpower productivity as per branch benchmarks