Associate Debt Manager-Flows-Credit Cards

Actively Reviewing the Applications

IDFC FIRST Bank

India, Raipur, Chhattisgarh Full-Time On-site

Posted 3 hours ago • Apply by June 14, 2026

Job Description

Job Requirements

Role/Job Title: Debt Manager-Flows-Credit Cards

Job Purpose

The Collection Manager – Credit Cards is responsible for planning, organizing, directing, and overseeing the activities of the collections department. This includes managing agencies associated with the company within the assigned territory. The role holder ensures efficient and optimized EMI recovery from customers while adhering to all guidelines laid out by the bank, thereby contributing to the larger organizational objectives.

Responsibilities

Roles & Responsibilities:

Manage and undertake the collections process for assigned debts.
Regularly track the portfolio for specific buckets in the assigned area.
Monitor and control delinquency of the area, bucket-wise and DPD-wise, with a focus on non-starters.
Allocate and achieve targets from agencies and in-house teams.
Follow up regularly with default customers.
Ensure adherence to collection processes and legal guidelines.
Trace absconded default customers and initiate recovery processes.
Recommend legal actions for non-recoverable cases and follow up with the legal team for case closures.
Maintain administrative data related to collections, including delinquent account history, MIS reports, and daily, weekly, and monthly collection feedback.
Recommend process changes to improve service efficiency and quality.
Suggest improvements to processes and policies across Retail Banking to drive operational efficiencies and high-quality customer service.
Leverage in-house synergies through collaboration with internal stakeholders.

Education Qualification

Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate

Experience: 2 to 5 years of relevant experience