Senior Manual QA Engineer

About RedCompass Labs:

RedCompass Labs are payments experts focused exclusively on payments modernization. Over the last 23 years, RedCompass Labs has delivered 500+ projects across the world’s major payments schemes and platforms, including ISO 20022, SEPA, Swift, the Real-time Payments Network, and FedNow, ISO 20022 migrations, and FIS OPF, Finastra GPP, and ACI Worldwide.

Its flagship Payments Expert Agent is an AI solution purpose-built for the full payments modernization software development lifecycle. Trained on decades of deep payments expertise and more than 30,000 curated documents, the agent is certified to SOC 2 Type II.

With offices in London, Warsaw, Brussels, Miami, Toronto, and Pune, we support clients worldwide.

To learn more about RedCompass Labs and our services, visit: www.redcompasslabs.com.

Role Overview

Position: Senior Manual QA Engineer

Total Exp.: 10+ years

Job Location: Baner,Pune

We are looking for a talented and motivated Senior Manual QA Engineer with deep payments domain expertise to join our growing Pune team. This role is ideal for a payments professional who has built strong QA experience across global payment schemes and is looking to grow into a Business Analyst role over time.

You will work on complex, high-impact payments transformation programmes for tier-one global banks, validating payment flows across multiple rails, schemes, and core banking integrations. You will bring a tester's precision and a domain expert's intuition to everything you do.

What You'll Do

• Design, write, and execute detailed manual test cases and test scenarios covering end-to-end payment flows across global payment schemes
• Validate payment message formats, field-level mappings, and processing logic across SWIFT, SEPA, FedWire, CHIPS, and real-time payment schemes
• Test integrations between payment hubs and core banking systems including accounting, balance checks, fraud & compliance, FX engines, and notification services
• Perform functional, regression, integration, and UAT testing across payment transformation programmes
• Analyse payment scheme rulebooks and translate requirements into comprehensive test scenarios including happy path, negative, and edge cases
• Raise, document, and track defects with precision and clarity; work closely with developers and BAs to drive resolution
• Participate in requirements reviews and contribute domain knowledge to identify gaps and ambiguities early
• Produce test summary reports and communicate testing outcomes clearly to project stakeholders
• Gradually take on BA-adjacent responsibilities such as requirements analysis, gap assessment, and stakeholder communication as you grow in the role

Must Have

• 5+ years of QA experience with a strong focus on payments domain testing
• Deep hands-on knowledge of global payment schemes, including:
• Cross-border payments (SWIFT MT/MX, GPI)
• SEPA (SCT, SDD, SCT Inst — STEP2, EBA RT1, TIPS)
• US payment schemes (FedWire, FedACH, CHIPS, RTP, FedNow)
• Instant payment schemes (at least one of: TIPS, RT1, TCH RTP, FedNow, UPI, FAST)
• Solid understanding of the end-to-end payments landscape, including clearing, settlement, and reconciliation
• Strong knowledge of core banking system integration — how payment hubs interface with accounting, balance, fraud & compliance, FX, and notification systems
• Experience testing ISO 20022 message formats (pacs.008, pacs.002, camt.056, pain.001 etc.)
• Ability to write precise, comprehensive test cases from scheme rulebooks, BRDs, and functional specs
• Excellent verbal and written communication skills — able to articulate defects, risks, and test outcomes clearly to both technical and non-technical stakeholders
• Genuine inclination towards a SME career path — intellectually curious, proactive in understanding the 'why' behind requirements, and able to engage confidently in business discussions

Good to Have

• Exposure to payment hub products such as Finastra GPP, FIS OPF (Open Payment Framework), Volante, ACI, Temenos Payments, or similar
• Familiarity with SWIFT Alliance, SWIFTNet connectivity, or SWIFT MX migration testing
• Experience working in an Agile / Scrum delivery environment
• Basic SQL skills for back-end payment data validation
• Experience with defect management tools such as JIRA, ALM, or Azure DevOps
• Prior exposure to payments consulting or system integration projects at global banks

Who You Are

• A payments professional first — you understand payment flows deeply, not just test scripts
• Detail-oriented but able to see the bigger picture of a payment transformation programme
• A clear, confident communicator who can hold their own in client-facing conversations
• Someone who asks "why does this work this way?" — curious, analytical, and always learning
• Ambitious about your career — excited about growing into a SME or functional consultant role
• Collaborative and team-oriented — happy to work across QA, BA, dev, and client teams