Money Collection and Credit Team Leader

Actively Reviewing the Applications

EUROWAG

India Full-Time On-site

Posted 15 hours ago • Apply by June 8, 2026

Job Description

Job Description

As the Money Collection & Credit Risk Management Team Lead you will be responsible for safeguarding Eurowag’s financial health by leading an integrated team covering credit risk management, early collection, and late collection (overdue debt enforcement). The role ensures balanced growth by aligning commercial objectives with disciplined credit risk decisions and effective receivables management, in line with global HQ policies and local business needs.

Job Requirements

Experience & Qualifications:

5+ years of experience in credit risk management and/or B2B collection
Proven people management experience
Strong understanding of credit assessment, exposure management, early and late collection processes
Experience in an international or matrix organization is an advantage
Familiarity with Navision, JIRA, CRM, credit scoring tools, and internal workflows.

Skills & Competencies

Strong leadership and coaching skills
Commercial mindset combined with firm risk awareness
Confident communication, negotiation, and escalation handling
Analytical, structured, and data-driven approach
Ability to lead through change and ambiguity

Languages

Hungarian – fluent
English – working proficiency

Job Responsibilities

Team Leadership & Organisation:

Lead, coach, and develop the integrated Credit Risk and Money Collection team
Define clear roles, priorities, KPIs, and performance expectations across credit risk, early, and late collection
Build a culture of accountability, cooperation, and continuous improvement
Support integration and harmonization across legacy organizations and ways of working

Credit Risk Management:

Oversee customer credit assessments, credit limits, payment terms, and exposure management
Ensure regular and ad-hoc creditworthiness reviews based on financial data, payment behaviour, and external information
Identify early warning signals and define preventive risk mitigation actions
Ensure accurate setup and maintenance of credit parameters in ERP systems
Align local credit decisions with group-level credit policies and framework

Early Collection (Preventive):

Oversee proactive pre-due and post-due collection activities
Ensure timely customer communication and effective dispute resolution
Cooperate closely with Sales and Credit Risk to prevent overdue situations
Use data and portfolio insights to prioritise early intervention

Late Collection & Overdue Debt Enforcement

Manage escalation of overdue receivables and enforcement processes
Approve and oversee repayment plans, legal actions, and write-off proposals
Coordinate external partners (legal firms, collection agencies, insolvency administrators)
Ensure ethical, compliant, and well-documented enforcement practices

Stakeholder Management & Reporting

Act as key interface between Finance, Sales, Legal, and HQ stakeholders
Handle escalated customer and internal cases with professionalism and authority
Monitor and report KPIs including DSO, aging, exposure, recovery rates, and bad debt risks
Provide transparent insights and recommendations to management

Process Ownership & Improvement

Own and continuously improve end-to-end credit and collection processes
Drive harmonization of local practices with group standards
Improve segmentation, prioritization, automation, and data quality
Contribute to audits, policy updates, and compliance initiatives

Job Benefits

WHY JOIN US?

EW is diverse, disruptive and still evolving; we choose newcomers not only by skill but also whether they can be real colleagues through shared values. What's more is you will have an opportunity to influence the direction of our company through your ideas.

WE TAKE GOOD CARE OF PEOPLE AND OUR BENEFITS ARE JUST A PROOF:

We have flexible working hours and enjoy using a home office.
Paid holidays according to Hungarian regulations, 3 health days, cafeteria system of benefits, where you can choose your preferred products/services (meal voucher card, pension contribution, leisure and culture activities).
We will provide you training and language courses.
Each of us has a personal donation budget and you can spend one paid day each year as a volunteer during working hours.
Referral Rewards through our 'Go Far' scheme.
We have dog-friendly offices and parking spots
Outside the office hours we like to meet regularly at informal gatherings over a glass of wine and have fun at team events.