Credit Controller (US Accounts Receivable & Credit Risk)

Job Description: Credit Controller (US Accounts Receivable & Credit Risk)

Location: In-Office(Vaodara)

Industry: B2B Services (Logistics / Hospitality / SaaS / Professional Services)

Employment Type: Full-Time,Monday to Friday(5pm to 3am)

Role Summary

We are seeking a disciplined Credit Controller to own customer credit risk, credit

limits, and Accounts Receivable (AR) health across our US client base.

This role is responsible for:

• Assigning and monitoring credit limits

• Ensuring timely collections

• Reducing DSO and bad debt risk

• Maintaining clean, defensible AR

This is a control role, not a passive accounting position. The Credit Controller will

actively gate risk, escalate issues, and protect cash flow.

Key Responsibilities

Credit Management

• Evaluate new and existing clients for creditworthiness

• Assign, adjust, and enforce credit limits based on risk, payment behavior, and

exposure

• Review financials, trade references, credit reports (D&B, Experian, etc.)

• Recommend credit holds, reductions, or prepayment where necessary

Accounts Receivable Oversight

• Own AR aging (Current, 130, 3160, 6190, 90+)

• Proactively follow up on overdue invoices

• Drive collections through structured cadence (email, calls, escalation)

• Partner with Sales, Ops, and Finance to resolve disputes quickly

Risk & Compliance Control

• Flag high-risk accounts before exposure increases

• Enforce payment terms consistently (Net 15 / Net 30 / Prepaid)

• Document credit decisions and maintain audit-ready records

• Ensure compliance with internal credit policies

Reporting & Visibility

• Produce weekly AR and credit risk reports

• Track KPIs: DSO, overdue %, bad debt exposure, credit utilization

• Surface risks early with clear recommendations

Key Metrics You Will Own

• Days Sales Outstanding (DSO)

• % AR Current vs Overdue

• 60+ and 90+ day AR exposure

• Credit limit utilization

• Bad debt write-offs (prevention focus)

Required Qualifications

• 3+ years experience in Credit Control / AR / Billing (US clients)

• Strong understanding of US credit practices and payment terms

• Hands-on experience assigning and enforcing credit limits

• Proven success improving AR health and collections

• Comfortable pushing back on Sales or Clients when risk is high

• Strong Excel / Google Sheets skills

• Experience with accounting or ERP systems (QuickBooks, NetSuite, Sage, etc.)

Preferred (Nice to Have)

• Experience in Logistics, Hospitality, SaaS, or B2B Services