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Credit Analyst

Actively Reviewing the Applications

YES BANK

India Full-Time On-site
Posted 21 hours ago Apply by June 12, 2026

Job Description

Candidate will be part of Large Corporate Credit Risk team.

Role involves

  • Carry out due diligence for corporate customers
  • In-depth financial analysis, business model review, management risk analysis
  • Working on cashflow based excel models
  • Analyzing cashflows and WC/debt servicing analysis
  • Review of annual reports, borrower/promoter background
  • Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
  • Interaction with various stakeholders (internal and external) for review of such customers
  • Carry out internal rating of customers and assign/review rating
  • Monitoring of performance of customers on an ongoing basis
  • Review Early warning triggers
  • Carry out site visit to review work progress
  • Prepare recommendation notes and recommend proposals to top management
  • Maintain/monitor Credit Hygiene

Candidate requires

  • Upto 6 years of work experience
  • Working knowledge of Microsoft excel
  • Communication skills
  • Knowledge of financial analysis and awareness of lending/regulatory guidelines
  • Experience in banking firms/audits of banks would be added advantage
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