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Call Center Manager-Debt Management

Actively Reviewing the Applications

IDFC FIRST Bank

India, Tamil Nadu, Chennai Full-Time On-site INR 6–8 LPA
Posted 14 hours ago Apply by May 6, 2026

Job Description

Job Requirements

About the Role

The Area Collection Manager is responsible for managing a team and coordinating operational recovery activities for a credit portfolio within an assigned territory. This includes ensuring adherence to corporate policies and procedures, minimizing front-end delinquencies, and collaborating with the legal team to manage delinquent accounts. The role entails end-to-end responsibility for collections in the allocated area and has a direct impact on the financial institution's budget planning and overall organizational objectives.

Key Responsibilities

Primary Responsibilities

  • Handle collections for specific products within the assigned area.
  • Responsible for managing field agencies to support doorstep collection operations.
  • Ensure collection efficiency and manage cost of collections.
  • Track and control delinquency bucket-wise and DPD-wise, with a focus on non-starters.
  • Review account allocations and set collection targets for agencies/in-house teams.
  • Follow up regularly with default customers through a dedicated team.
  • Ensure collection agencies and executives adhere to legal guidelines.
  • Manage productivity by setting and monitoring performance parameters for in-house and agency teams.
  • Ensure adequate 'Feet on Street' availability area-wise, bucket-wise, and segment-wise.
  • Conduct background and reference checks for appointed agencies/DCTs and evaluate them regularly.
  • Collaborate with the legal team to initiate legal action on specified cases.
  • Build relationships with key clients to ensure timely collections.
  • Determine suitable tactics or strategies for timely collections.

Secondary Responsibilities

  • None specified.

What We Are Looking For

Education

  • Graduate – Any discipline.
  • Postgraduate – Any discipline.

Experience

  • Relevant years of experience in collections.

Skills and Attributes

  • Strong leadership and team management skills.
  • Excellent communication and interpersonal abilities.
  • Sound understanding of collection processes and legal guidelines.
  • Ability to analyze data and implement effective collection strategies.
  • Proficiency in managing third-party agencies and internal teams.
  • Detail-oriented with strong organizational skills.
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