Big 4- Credit Portfolio Senior Analyst (Mortgage Risk)

Job Summary:

We are hiring for a leading Big 4 firm for the role of Credit Portfolio Senior Analyst. The ideal candidate will have strong experience in US/UK/AU mortgage portfolios along with hands-on expertise in SAS (UNIX environment). This role involves credit portfolio monitoring, risk analytics, and policy development in collaboration with global risk management teams.

Key Responsibilities:

• Conduct credit reviews, approvals, and portfolio monitoring to track credit migration trends
• Analyze portfolio performance and recommend credit policy adjustments
• Utilize SAS in UNIX environment for data analysis, profiling, reconciliation, and quality testing
• Perform risk analytics and financial analysis to support decision-making
• Handle ad-hoc risk policy analysis, reporting, and stakeholder queries
• Assist in developing, testing, and implementing credit risk policies ensuring regulatory compliance
• Manage portfolio risk across multiple products and retail formats
• Prepare and present risk management reports to senior leadership
• Ensure adherence to risk, compliance, and regulatory frameworks
• Identify, escalate, and manage risk/control issues with transparency

Required Skills & Qualifications:

• 5–8 years of experience in credit risk / portfolio management
• Strong experience in US/UK/AU Mortgage domain (mandatory)
• Proficiency in SAS (especially in UNIX environment)
• Solid understanding of commercial risk analytics and credit risk principles
• Ability to analyze data and translate insights into business recommendations
• Strong analytical, organizational, and problem-solving skills
• Ability to work in a fast-paced, multi-project environment
• Excellent communication and stakeholder management skills

Preferred Skills:

• Experience working with global stakeholders
• Exposure to regulatory frameworks and risk compliance
• Strong presentation and reporting skills