Associate Debt Manager-Flows-2 Wheeler Loan

Job Description

Job Requirements Job Description: Company Name: IDFC FIRST Bank Job Title: Associate Debt Manager-Flows-2 Wheeler Loan Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Debt Management-Flows > Field > 2 Wheeler Location: Kolkata, West Bengal, India IDFC FIRST Bank is seeking a highly motivated and experienced Associate Debt Manager to join our Retail Banking team in Kolkata, West Bengal. As an Associate Debt Manager, you will be responsible for managing the 2 Wheeler Loan portfolio and ensuring timely collections and recoveries. Key Responsibilities Manage the 2 Wheeler Loan portfolio and ensure timely collections and recoveries Monitor delinquent accounts and take necessary actions to minimize losses Conduct field visits to assess customer creditworthiness and collect overdue payments Build and maintain relationships with customers to ensure timely payments and customer satisfaction Collaborate with internal teams to develop and implement strategies for improving loan performance Stay updated on industry trends and regulations related to 2 Wheeler Loans Provide regular reports and updates on portfolio performance to senior management Qualifications Bachelor's degree in Finance, Business Administration or related field Minimum of 2 years of experience in debt management, preferably in the retail banking sector Knowledge of 2 Wheeler Loans and collections processes Strong communication and negotiation skills Ability to work independently and in a team environment Proficient in MS Office and other relevant software Willingness to travel for field visits as required We offer a competitive salary and benefits package, as well as opportunities for growth and development within the organization. If you are a self-starter with a passion for debt management and a drive to succeed, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank. Additional Parameters Fluency in local language (Bengali) is preferred Knowledge of local market and customer behavior is a plus Experience in handling 2 Wheeler Loan collections in Kolkata is highly desirable